The life of Defence Force personnel is volatile to say the least. Serving members can suddenly find themselves sent off to the furthest reaches of the globe with little notice. Or they can be shifting bases around Australia, New Zealand or the Pacific. Of course, they could also be sent into battle in the depths of a war zone.
This is why the men and women of our Defence Force are so highly, and deservedly, renumerated - from subsidised costs in housing and education to transport and health. But it’s a little known secret that they’re in the box seat to get terrific benefits from property investment. Like many professionals, Defence Force personnel are time poor and probably don’t even think of themselves as potential investors.
In fact, Defence Force personnel have a head start over most investors due to the housing support and rental subsidy issued to them by Defence Housing. This means that their outgoing expenses are far lower than most Australians. It immediately gives them extra cash that can be used to fund investment.
There are many good reasons why property investment especially suits members of the Defence Force. Let’s run through a few of them:
Secure with Long Term Growth
Australian property investment is deeply entrenched in the long-term. For Defence Force members it’s perfect, as it requires very little management once it’s set up. Consider other investment options like shares, which are always going to be volatile. These options require the owner to be constantly agile and flexible and most of all, highly attentive and responsive to the market. Yes, you can have a personal stockbroker managing them for you, but this person will still be contacting you frequently for your sign off. It’s also been clearly demonstrated that property is a far more profitable and safe investment than stocks and shares in the very long term.
Defence personnel make the perfect investors, yet most are unaware of their own massive potential.
Property is far less responsive and reactive than shares. A financial melt down in the US, for instance, is unlikely to affect the capital growth of a house in Wollongong. The property market in Australia has always been and will continue to offer stability. Australia will always be a desirable place to live and that is a certainty that cannot be said about other kinds of investment markets.
Once the investor has chosen an affordable property in an area of demonstrated capital growth, this means they have very little to stress about. As long as they have a good property manager in place, the property will ideally pay for itself as well as accumulating years of strong capital growth. This suits the life of a Defence Force member, especially when they are deeply immersed in their work and their busy lifestyle that doesn’t allow them time to focus on investments. If you’re suddenly about to fly into the Middle East the last thing you want to worry about is selling your stock options. Fortunately, well-researched property investment means that you won’t have to.
Based on Sound Research
We’ve specialised in highly precise, data driven research for over twenty years. It’s drawn from independent agencies such as: Residex, the Australian Bureau of Statistics and the Real Institute of Australia.
This enables the choice of where to invest based on scientific numbers and where there is reliable rental income. It helps precisely target the areas that offer both stable rental income and positive capital growth. It takes the emotion out of property investment. DPN’s research is national and drawn from all markets around Australia. Can you imagine how long it would take for an individual to research all 8,000 property markets thoroughly? The mere thought is exhausting.
DPN typically looks for: long term capital growth in those areas; any upgrades to infrastructure; any planned boosts to the local economy as well as demographic and population changes and a host of other factors. Whereas most individual property investors may choose to look for properties in areas that they know, DPN’s focus is national and based purely on which areas the investor can afford that will give a positive rental yield as well as capital growth. For the Defence Force professional this takes the stress out of having to study multiple markets.
As mentioned earlier, a great deal of property investment can be delegated quite comfortably. DPN’s model is one such example. Once the client decides they want to take the plunge into investing in property, DPN can go into motion. They will: find the best property that’s tailored to the client’s situation; arrange the finance; find a property manager and organise other aspects such as insurance. This allows for a smooth and streamlined system and means the client is riding along a very safe and professional road to reward. Many Defence Force professionals may not physically be able to meet property managers or inspect properties or take meetings with insurers, due to the nature of their job. A one-stop shop system where the work is farmed out to accredited and trusted industry professionals means the client can work remotely the entire time.
Find out how I can become a property investor
Defence Force personnel are eligible for a range of benefits that other professionals simply aren’t. These include:
• Significant discounts on interest rates negotiated by DPN with accredited lenders
• Legal fee rebate of $1500 paid by DPN to the legal professional of your choice on your first investment property purchased through DPN
• Personal risk review and analysis by a Financial Planner within DPN’s affiliate network
Defence personnel make the perfect investors, yet most are unaware of their own massive potential. Members of the Defence Force typically have high, stable incomes; they are given huge housing benefits and usually have lots of spare capital and are extremely attractive to lenders. They tick all the boxes and more, of top property investors. However, they’re also time poor and not able to research the many complex threads of the property market. This is where a holistic provider like DPN can fast track their entry into the rapidly growing investment market.
So while many in the ADF don’t think of themselves as investor types, the simple fact is that they are better placed than most to succeed.