Apprécier FAQs

DEFINITION OF TERMS

Referrer: A DPN client who voluntarily participates in the Referral Program by referring a Referral Lead.

Referral Lead: A person who is not an existing DPN client and not on the DPN database and who (a) has given his/her approval to be referred and whom the Referrer has referred through this program; and (b) who provide details of their Referrer to DPN in accordance with these terms and conditions. This program is limited to Australian residents.

What is the DPN Apprécier Program?


The Apprécier Program is DPN’s referral program. The program encourages DPN’s clients to refer our products and services to family and friends. DPN provides rewards as a way of showing our appreciation for the referral.

The program also thanks the Referral Lead by providing them with a unique gift for being a part of the DPN Apprécier program.

Am I eligible for the Apprécier Program?

Clients of DPN are eligible to refer family and friends providing you ask for their consent first.

Does it cost me anything to be a part of the program?

There is no cost to participate in the Apprécier Program.

How do I make a referral?

There are two ways to refer a friend:

  • visit dpn.com.au/refer and follow the prompts to send them an email or;
  • hand them a DPN Apprécier invitation.

What happens once I refer a friend?

Your friend will receive a printed invitation or an email invitation to use our services as recommended by you. It is up to your friend to accept the invitation and engage with DPN. They won’t be subjected to unwarranted phone calls or emails.

What is a qualified referral lead?

Only qualified leads can receive rewards. For a Referral Lead to qualify, the Referral Lead must:

  • be aged 18 years or over;
  • not be on DPN’s database prior to Referral;
  • not be not an employee, agent, representative or sales agent of DPN;
  • meet minimum financial eligibility criteria (contact DPN at 1300 723 318 for criteria which is based on banks lending guidelines for the individual’s circumstances).

Do I receive a reward when my friend meets with DPN for a free consultation?

Yes, provided your friend qualifies as a Referral Lead and meets face-to-face with a DPN consultant, DPN will send you (the Referrer) a $50 voucher reward. The $50 voucher reward is for Referrers only and will not be awarded to Referral Leads. This reward is irrespective of whether or not the Referral Lead proceeds with a DPN property or loan.

If my friend proceeds with a DPN property or loan, do we each receive a gift?

Yes, should your friend proceed with a DPN property or loan, you will each receive a luxury gift valued between $50-$350.

If your friend proceeds with a loan only - you will each select a gift from the Finance settlement rewards.

If your friend proceeds with a property (with or without a loan), you will each select a gift from the Property settlement rewards.

Finance settlement reward - Referrer and Referral Lead reward

The first time a Referral Lead settles a loan with DPN, you and your friend will select a gift upon settlement. Gifts are up to the value of $200 for each client referred. Limit of one gift per client referred.

Property (with or without finance) settlement reward - Referrer and Referral Lead reward

The first time a Referral Lead purchases a property with DPN (with or without DPN Finance), the Referrer and Referral Lead will each select a gift upon settlement. Gifts are up to the value of $350 for each client referred. Limit of one gift per client referred.

If the friend proceeds with Finance and Property through DPN, will we qualify for both the Finance Settlement Reward and the Property Settlement Reward?

No, if your friend proceeds with both property and a loan, you and your friend will qualify for the a Property Settlement reward - which is a higher value than the Finance settlement reward.

When will I receive my rewards?

  • The $50 voucher reward will be issued to the Referrer once your friend has been qualified and met with a consultant face-to-face.
  • The finance settlement reward will be issued once the loan has settled.
  • The property settlement reward will be sent once tenancy of the property has occurred.

Do referrals expire?

Yes, the referral will expire 6 months after the Referral Lead meets with a DPN Consultant.

Can I exchange the rewards for cash?

Rewards are not transferable and cannot be exchanged for cash.

For more details of the program view the Apprécier Terms and Conditions.