At DPN, we are specialists in property finance and loan structuring for investments. We bring more than 20 years experience in being able to set up your loan to help you take advantage of tax benefits, reduce payments and maximise the return on your investment.

Three ways we can help to structure your property investment loan:

Property intention

What you are planning to do with the property as an investment, we'll find the most appropriate loan products to suit income-producing properties, versus what might be better suited for an owner-occupier.

Offset accounts and redraw facilities

Utilising account functions to reduce interest payments and gain tax advantages. 

Loan repayment types

Including ‘interest only’ or ‘principal and interest’ repayments to manage cashflow and deliver tax deductible debt.

When your finance is formally approved, we'll set a time to meet with you to discuss and explain your loan structure, which will include variable and fixed components, interest rates, account details, redraw facilities and in some cases, a line of credit and an equity release or split. 

You'll also need to specify the purchasing entity (i.e. sole tenant, joint tenants, tenants in common) and review and sign the terms and conditions for DPN's Risk Minimisation Guarantees.

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