There are no fees with new pre-approval loan applications, however if you’re looking to change your mortgage provider, there can be ‘break fees’ associated with mortgage refinancing. DPN will ask you for details on break costs from your current lender in order to determine your best option.

Once we have submitted your loan application, the bank or lender will follow a set process to review and determine final approval, based on your employment status and income, savings and/or investment history, deposit or access to equity. 

We will liaise with the lender during this process and keep you up to date every step of the way.

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