It’s amazing how quickly ordinary household expenses can add up and lead to dwindling savings accounts. If your bills are a tad cringe-worthy and you’re struggling to stay on top, budgeting and savings apps keep you on track towards kicking your financial goals.
Use apps to better organise recurring bills and compare prices for cheaper deals.
There’s no doubt about it, groceries equate to a huge chunk of the household budget - especially when we don’t have time to look for the most cost-effective options. WiseList saves you money at the checkout by creating grocery lists and comparing prices from supermarkets like Coles and Woolworths.
Among a range of features, the app offers a grocery delivery service and more than 100,000 recipes with cost comparisons between ingredients. It’s possible to collaborate with other household members on lists, as well as set alerts for when items go on special. A separate bill management feature, WiseBill helps you track up-coming payments.
Do you love shopping online? ShopBack is your gateway to deals, coupon codes and savings from more than 500 stores. Best of all, you can receive up to 30% cashback on online purchases. Big brand names include UberEats, Woolworths, Dan Murphy’s, Vodafone and David Jones.
Once you sign up for an account, browse through lists of coupons and vouchers at your favourite stores. You’ll be directed to the store to shop and pay. After 48 hours, your Cashback is added to your ShopBack account and redeemable via your bank or Paypal account.
Sync the Pocketbook app with your bank account to budget, view transactions and set reminders in one place. The app’s catchphrase is, ‘there are exactly two ways to save money; either by spending less or spending smarter’, and it aims to help you do both with ease.
You’ll create a budget, input goals and receive money-saving tips and tricks. Your transactions are automatically categorised so it’s easy to see where your money goes and what to cut back on. Features include setting spending limits and receiving notifications when you’re close to overspending.
You’ll have digital envelopes for everything from spending on coffees to paying debts.
Remember dividing up cash into categorised envelopes to make sure you only spend what you’ve got? Hold tight to the old ways with a modern approach via the Goodbudget app. You’ll have digital envelopes for everything from spending on coffees to paying debts. Schedule transactions and the envelopes automatically fill.
After you set aside what you need each month, it’s easy to see what’s left for savings. The app syncs to your bank accounts for expense tracking and you can export data to Microsoft Excel. You’ll receive income vs spending reports, as well as Budget Bootcamp tips and more.
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How often do you shop around for new deals on recurring bills? GetReminded can recommend cheaper policies while ensuring you pay rego, mobile phone plans, insurance policies and anything else on time. You’ll receive alerts well before anything expires, giving you time to shop around and save money.
How many times have you returned home from grocery shopping, only to find you’ve doubled up on more than a few items? Create multiple shopping lists and GrocerEaze tracks everything you already have on-hand in a digital pantry. It’ll also track the price of each item in your cart to give you a running total, eliminating surprises at the checkout. Other features include handy meal plans based on what’s in your pantry.
You might be surprised to find out how much money you’ll save with an app keeping a close eye on your household expenses for you! That nest egg will start growing before you know it.
This information is provided by DPN Pty Ltd ABN: 94 630 700 186, Australian Credit Licence 514759. DPN Finance Pty Ltd is an authorised credit representative 504129 and a related entity of DPN Pty Ltd. Casa Capace Operations Pty Ltd ABN: 79 624 981 184, NDIS provider Number 4050038018 trading as Casa Capace.