Property prices surge $18,000 in a quarter: Why waiting will cost you

While you’ve been waiting for the “right time” to buy, the market just added $18,000 to the average home price. The next surge could leave you even further behind.

The big jump

In case you missed it, Australian property prices just logged their biggest monthly gain in two years.

According to the research gurus at Cotality, in the last quarter to September 2025, Australian median dwelling values increased by 1.8%. That’s an extra $18,000. That’s the cost of an overseas holiday, a small wedding, even a car - gone, simply because you weren’t in the market yet.

Thin pickings, rising pressure

While prices are sprinting, the number of new property listings has barely moved. In other words, the shelves aren’t being restocked. Buyers are competing over the same limited pool of homes. And when supply is stuck but demand keeps climbing, prices can only head in one direction. The demand wave incoming.

A demand surge is brewing

It’s not just today’s buyers you’ll be up against. Fresh government incentives are about to lure thousands of additional house-hunters — first-time buyers with new grants and extra borrowing power. The result? More people with more cash, chasing the same small number of properties. That’s a recipe for bidding wars and even steeper price growth.

Today’s prices will look like a bargain compared to tomorrow’s.

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The real cost of waiting

If you’re sitting on the sidelines hoping for a “better time” to invest, here’s some tough love: the perfect time was yesterday. Every month of hesitation means paying tomorrow’s price for today’s property. And if the market keeps moving the way it has, that could be tens of thousands of dollars.

At DPN, our in-house research team pinpoints the suburbs and strategies that help investors move with confidence, even when the market feels intimidating. We cut through the noise to help you invest smart and invest early.

Ready to stop funding someone else’s capital growth? Talk to us today.

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