We hope you are so delighted with your experience at DPN, that you recommend us to your friends. When you do, DPN would like to reward you with special gifts.
Apprécier.
Refer and be rewarded
How It Works
-
Tell your
friends about
DPN -
A friend
meets with a
consultant -
You receive a
$50 'thank you'
voucher -
A friend
proceeds with a
DPN service -
You and your
friend receive a
special gift
Referring is rewarding
Choose from a range of luxury gifts hand picked by DPN to delight you. The more people you refer, the more rewards you can receive.
TERMS AND CONDITIONS – DPN APPRÉCIER REFERRAL PROGRAM
DEFINITION OF TERMS
DIRECT PROPERTY NETWORK or DPN: Denuo Proprietary Limited (ABN 44 023 361 281 Australian Credit Licence 383530)
REFERRER: A DPN client who voluntarily participates in the Referral Program by referring a Referral Lead.
REFERRAL LEAD: A person who is not an existing client of DPN’s and not on the DPN database and who (a) has given his/her approval and whom the Referrer has referred through this Program; and (b) who provide details of their referrer to DPN in accordance with these Terms and Conditions. This Program is only valid for and open to Australian residents.
ELIGIBILITY
As part of the Referral Program, DPN clients can refer DPN and its services to their friends and family. This Referral Program is not to be used in the course of business. It is for family and friends of DPN’s clients who consent to being referred. Individuals who have not consented to being referred to these types of services by the Referrer must not be referred.
The referrer confirms that the person they are sending the invitation to is a family member or friend that they have a direct a relationship with, and that that person (the referral lead), has consented to receiving these types of messages, and that they indemnify the Promoter (DPN) against all claims.
To be eligible for a referral, the Referral Lead must:
- be aged 18 years or over;
- not be on DPN’s database prior to referral;
- not be not an employee, agent, representative or sales agent of DPN;
- meet minimum financial eligibility criteria (contact DPN at 1300 723 318 for criteria which is based on banks’ lending guidelines for the individual’s circumstances).
There are two (2) easy ways a Referrer can refer a Referral Lead:
- visit dpn.com.au/refer and follow the prompts to send them an email or;
- hand the Referral Lead a DPN Apprécier invitation.
Referrers can also call DPN on 1300 723 318 for more information.
By referring a Referral Lead, the Referrer consents to the Referral Lead providing their name to DPN, so that they can be identified as the Referrer for the purposes of this Program.
Due to privacy laws, DPN cannot collect or store personal information of Referral Leads from Referrers, and will only collect, store and use such details once they are provided to DPN by the Referral Lead. As such, the Referral Lead must contact DPN and indicate who they were referred by and what services they are interested in, before DPN can collect their details or record a Referral.
REWARDS
Referrers and Referral Leads are entitled to the following reward(s) if they meet the criteria stipulated below:
$50 Voucher Reward – Referrer only reward
DPN will send the Referrer a $50 voucher for every Referral Lead that meets face-to-face with a DPN Consultant for one of the following DPN services, and indicates who they were referred by prior to or at the meeting:
- finance only or;
- property (with or without finance).
The Referral Lead must provide their personal details, including their financial situation, prior to the face-to-face consultation to ensure they meet minimum financial eligibility criteria.
The $50 Voucher Reward is for Referrers only and will not be awarded to Referral Leads.
Vouchers are valid for 12 months and cannot be redeemed for cash. Limit of one voucher per Referral Lead. The exact voucher will be determined by DPN, however, it will be to the value of $50.
FINANCE SETTLEMENT REWARD OR PROPERTY SETTLEMENT REWARD
The first time a Referral Lead settles a loan or purchases a property with DPN, the Referrer and the Referral Lead will each receive a reward (once settlement is finalised, as outlined below). A Referrer can only receive one (1) reward in respect of each Referral Lead, regardless of how many loans that Referral Lead settles or how many properties that Referral Lead purchases with DPN (in excess of one (1)). In addition, the Referral Lead can also only receive (1) reward, regardless of how many loans the Referral Lead settles or how many properties the Referral Lead purchases with DPN (in excess of one (1)).
The nature and exact value of each reward will be determined by DPN, however, the reward will be valued between AU$50-$350.
Finance Settlement Reward: The Referral Lead must take out a loan with DPN within six (6) months of first meeting with a DPN Consultant to remain valid, and if this does not occur, then the Referrer and the Referral Lead will not receive a reward. The offer is available subject to settlement of the Referral Lead’s loan organised through DPN. The reward will be sent once settlement of the loan has occurred.
Property Settlement Reward: The Referral Lead must complete an expression of interest and holding deposit to DPN within six (6) months of first meeting with a DPN Consultant to remain valid, and if this does not occur, then the Referrer and the Referral Lead will not receive a reward. The offer is available subject to settlement of the Referral Lead’s property purchased through DPN. The reward will be sent once settlement and/or tenancy has occurred, as applicable.
GENERAL TERMS
1. Instructions on eligibility, rewards and how to participate form part of these Terms and Conditions. Participation in this Program is deemed acceptance of these Terms and Conditions.
2. Gifts will be chosen at DPN’s discretion.
3. DPN reserves the right to amend, suspend or cancel the Referral Program and these Terms and Conditions at any time, subject to any applicable laws. All changes to the Program are effective from the date of posting of the revised Terms and Conditions.
4. Rewards are not transferable or exchangeable and cannot be exchanged for cash.
5. This offer cannot be used in conjunction with any other offer(s).
6. The laws of New South Wales apply to this Program to the exclusion of any other law. Participants submit to the exclusive jurisdiction of the courts of New South Wales.
7. DPN reserves the right, at any time, to verify the validity of referrals, Referrers and Referrer Leads and reserves the right, in its sole discretion, to disqualify any person who the Promoter has reason to believe has breached any of these terms and conditions or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the Program. Errors and omissions may be accepted at DPN’s discretion. Failure by DPN to enforce any of its rights at any stage does not constitute a waiver of those rights. DPN’s legal rights to recover damages or other compensation from such an offender are reserved.
8. If there is a dispute as to the identity of any participant, DPN reserves the right, in its sole discretion, to determine the identity of the participant.
9. DPN’s decision in relation to all matters arising under this Program is final and binding. No correspondence will be entered into.
10. If this Program is interfered with in any way, or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of DPN, including but not limited to technical difficulties, unauthorised intervention or fraud, DPN reserves the right, in its sole discretion, to the fullest extent permitted by law to disqualify any participant in the Program and/or to modify, suspend, terminate or cancel the program.
11. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, DPN (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Program.
12. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, DPN (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under DPN’s control); (b) any theft, unauthorised access or third party interference; (c) any referral reward that is late, lost, altered, damaged or misdirected (whether or not after their receipt by DPN) due to any reason beyond the reasonable control of DPN; (d) any tax liability incurred by a participant in the Program; or (e) redemption or use of a reward (where applicable).
13. Any cost associated with making or accepting a referral (e.g. to send an email) is the relevant participant’s responsibility and is dependent on the internet service provider used.
14. Each participant indemnifies the Promoter (including its respective officers, employees and agents) from and against all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred or suffered as a direct or indirect consequence of the participant participating in the Program.
15. Personal information collected as part of the Referral Program will be handled in accordance with DPN’s privacy policy available at https://www.dpn.com.au/privacy-policy. Use of the DPN website is subject to the website Terms of Use available at https://www.dpn.com.au/terms-of-use.
16. The Program was launched on the 16th of May 2016.
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Apprécier FAQs
DEFINITION OF TERMS
Referrer: A DPN client who voluntarily participates in the Referral Program by referring a Referral Lead.
Referral Lead: A person who is not an existing DPN client and not on the DPN database and who (a) has given his/her approval to be referred and whom the Referrer has referred through this program; and (b) who provide details of their Referrer to DPN in accordance with these terms and conditions. This program is limited to Australian residents.
What is the DPN Apprécier Program?
The Apprécier Program is DPN’s referral program. The program encourages DPN’s clients to refer our products and services to family and friends. DPN provides rewards as a way of showing our appreciation for the referral.
The program also thanks the Referral Lead by providing them with a unique gift for being a part of the DPN Apprécier program.
Am I eligible for the Apprécier Program?
Clients of DPN are eligible to refer family and friends providing you ask for their consent first.
Does it cost me anything to be a part of the program?
There is no cost to participate in the Apprécier Program.
How do I make a referral?
There are two ways to refer a friend:
- visit dpn.com.au/refer and follow the prompts to send them an email or;
- hand them a DPN Apprécier invitation.
What happens once I refer a friend?
Your friend will receive a printed invitation or an email invitation to use our services as recommended by you. It is up to your friend to accept the invitation and engage with DPN. They won’t be subjected to unwarranted phone calls or emails.
What is a qualified referral lead?
Only qualified leads can receive rewards. For a Referral Lead to qualify, the Referral Lead must:
- be aged 18 years or over;
- not be on DPN’s database prior to Referral;
- not be not an employee, agent, representative or sales agent of DPN;
- meet minimum financial eligibility criteria (contact DPN at 1300 723 318 for criteria which is based on banks lending guidelines for the individual’s circumstances).
Do I receive a reward when my friend meets with DPN for a free consultation?
Yes, provided your friend qualifies as a Referral Lead and meets face-to-face with a DPN consultant, DPN will send you (the Referrer) a $50 voucher reward. The $50 voucher reward is for Referrers only and will not be awarded to Referral Leads. This reward is irrespective of whether or not the Referral Lead proceeds with a DPN property or loan.
If my friend proceeds with a DPN property or loan, do we each receive a gift?
Yes, should your friend proceed with a DPN property or loan, you will each receive a luxury gift valued between $50-$350.
If your friend proceeds with a loan only - you will each select a gift from the Finance settlement rewards.
If your friend proceeds with a property (with or without a loan), you will each select a gift from the Property settlement rewards.
Finance settlement reward - Referrer and Referral Lead reward
The first time a Referral Lead settles a loan with DPN, you and your friend will select a gift upon settlement. Gifts are up to the value of $200 for each client referred. Limit of one gift per client referred.
Property (with or without finance) settlement reward - Referrer and Referral Lead reward
The first time a Referral Lead purchases a property with DPN (with or without DPN Finance), the Referrer and Referral Lead will each select a gift upon settlement. Gifts are up to the value of $350 for each client referred. Limit of one gift per client referred.
If the friend proceeds with Finance and Property through DPN, will we qualify for both the Finance Settlement Reward and the Property Settlement Reward?
No, if your friend proceeds with both property and a loan, you and your friend will qualify for the a Property Settlement reward - which is a higher value than the Finance settlement reward.
When will I receive my rewards?
- The $50 voucher reward will be issued to the Referrer once your friend has been qualified and met with a consultant face-to-face.
- The finance settlement reward will be issued once the loan has settled.
- The property settlement reward will be sent once tenancy of the property has occurred.
Do referrals expire?
Yes, the referral will expire 6 months after the Referral Lead meets with a DPN Consultant.
Can I exchange the rewards for cash?
Rewards are not transferable and cannot be exchanged for cash.
For more details of the program view the Apprécier Terms and Conditions.
This information is provided by DPN Pty Ltd ABN: 94 630 700 186 Australian Credit Licence 514759. DPN Finance Pty Ltd is an authorised credit representative 504129 and related entity of DPN. Credit for Dream Big 100% Offset and Work Smart 100% Offset is provided by Adelaide Bank a division of Bendigo and Adelaide Bank Ltd, ABN 11 068 049 178 and Australian Credit Licence 237879.